Financial Judgment, Without the Full-Time Hire.

Three months gives me enough time to understand your company's financial patterns, establish a reliable reporting process, and provide meaningful ongoing guidance. A single month is not enough context to give you the quality of analysis this service is designed to deliver. After the initial three-month term, the service continues month to month — no long-term lock-in.

After the initial term, the service continues on a month-to-month basis. You may cancel at any time by providing at least 30 days' written notice. Services and billing continue through the applicable notice period. If you end the engagement and want to restart later, future availability cannot be guaranteed and restarting may require a new financial review or onboarding process.

A formal unpaid pause is not guaranteed because monthly capacity is reserved specifically for active clients. If you anticipate needing a break, the available options may include ending the engagement and returning later subject to availability, or scheduling a defined one-time project instead of continuing monthly support. If you are thinking about pausing, contact me and we will discuss what makes sense for your situation.

Generally, unused hours do not roll over to future months because monthly capacity is reserved specifically for each client. An exception may be made when work could not be completed because of a delay on my part. If the requested work is likely to exceed the available monthly hours, I will explain the options before performing work outside the agreed scope.

Because this service reserves a set amount of professional capacity each month, the refund policy differs from the one-time project services. For the first month, payment may be refunded if you cancel before onboarding or any work begins. Once work begins, that month's payment becomes nonrefundable. For subsequent months, payments become nonrefundable when the new billing period begins. Refunds are not provided for unused hours, delays caused by missing client information, or outcomes such as funding, revenue growth, or cost savings that were not achieved.

If you are uncertain whether your cash position is stable enough to support an ongoing advisory relationship — or if you simply want to understand your numbers before committing to monthly support — starting with the Cash Flow Clarity Audit is a good approach. The Audit is a one-time fixed-fee project that gives you a clear 13-week cash picture. Many founders find it a useful starting point before moving to ongoing support.